Your privacy matters.
Effective October 21, 2026
Kewa Credit is a trade name of KCB Credit LLC. This Privacy Policy describes how we handle information when you visit our website, create an account, use our services or contact us.
What we collect
Account and contact information: name, email address, mobile number, verification status, notification choices, consent records and support requests. Security and service information: session records, request timing, authentication events and limited network information used to protect the service. Our billing provider handles payment details; we keep provider references, subscription status and billing dates.
Our current service
Kewa is in a prelaunch stage. The demo uses illustrative data and does not create real credit reports, verify identity, enroll monitoring or take payments. Live identity verification and credit access are not connected. We do not collect SSNs, dates of birth, identity documents, full payment card numbers or bank account details through the current Kewa account forms. If we add live credit or identity services, we will provide the applicable disclosures and obtain any required authorization before collection or use.
How we use information
We use information to create and secure accounts, verify contact channels, provide requested services, manage memberships and cancellations, respond to requests, record permissions, prevent fraud, troubleshoot errors and meet applicable obligations. We send optional news or offers only according to your choices. Starting an account does not authorize a credit pull or recurring payment.
Who receives information
We use service providers for hosting and account storage (Cloudflare), email delivery (Resend), text verification and messaging (Twilio), and payment/subscription processing (Stripe) when those connections are enabled. They receive the information needed for their services. We may disclose information when required by law, to protect rights and security, or in a business transfer subject to applicable protections. We do not sell personal information or share it for cross-context behavioral advertising. Mobile opt-in data and consent are not shared with third parties for their own marketing.
Cookies and the demo
Essential secure cookies maintain sign-in and bind verification requests to your browser. Our account sessions are specific to the member or admin website. The demo is separate from member accounts, and demo choices do not change production records. We do not use advertising trackers in the current application. Browser-level signals such as Global Privacy Control do not change these essential functions; we do not sell or share data for targeted advertising.
Your choices and requests
In My account you can update contact details, change optional email/text preferences, download account data and submit privacy or deletion requests. You can request access, correction or deletion, and other rights that apply in your jurisdiction. We may need to verify identity before fulfilling a request. We do not discriminate for exercising privacy rights. If you disagree with our response, submit a privacy request asking for review. Authorized agents may contact us through Support; we may require evidence of authority.
Retention and deletion
We keep account information while needed to operate your account and for legitimate legal, security, tax, dispute and recordkeeping purposes. Email codes expire after 10 minutes, and expired challenges and sessions are removed through routine cleanup. Administrative audit records are retained for up to 12 months in the current application. Deletion requests are reviewed for applicable retention requirements and active service obligations. Cancel a paid membership in My membership to stop renewal; a deletion request by itself is not a cancellation. Our payment provider may retain transaction records under its own obligations.
Security
We use controls including secure cookies, encrypted connections, access restrictions, administrator multi-factor authentication, rate limits and server-side ownership checks. No system can guarantee absolute security. Never send SSNs, identity documents, full payment information or authentication codes in a support message.
Children and location
Kewa is intended for U.S. residents age 18 or older. We do not knowingly offer accounts to children. Services and processing may occur in the United States and other locations used by our providers, subject to applicable protections.
Changes and contact
We will post material policy changes here and provide additional notice when required. Contact Kewa through the Support page or a verified account privacy request. Before live credit launch, additional financial privacy notices and provider disclosures will be supplied where applicable.